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Fire & Water - Cleanup & Restoration

Water Insurance Coverage in Kailua?

7/5/2021 (Permalink)

Two people are reviewing an insurance policy on a laptop computer. We are trusted leaders in water damage restoration in Honolulu County!

Aloha! Did you know that SERVPRO® of Kailua can help with the insurance process and paperwork when we restore water damage in Kailua? Here are some tips from the Insurance Information Institute for making sure you have the right kind of insurance to cover water damage in your area:

Different types of water damage are insured by different types of policies.

Homeowners and renters insurance provides coverage for burst pipes, wind-driven rain, and various other causes of loss. Generally speaking, water that comes from the top down—such as rainfall and burst sprinklers—is covered by a standard homeowners policy.

Some policies cover sewer and drain backups, but many do not; however, you can purchase a sewer backup rider to your homeowner's or renters' coverage.

Typically, any water that comes from the bottom up is covered by a separate flood insurance policy, which can be purchased from the federal government’s National Flood Insurance Program (NFIP), and from some private insurers. If you live in a flood-prone area, learn more about appropriate coverage.

Call Us Today!

When your home or commercial business has a water damage emergency, SERVPRO® of Kailua is Here to Help. ® Call us today at 808-235-5015. We’ll clean and restore your water damage in Kailua, “Like it never even happened.” Mahalo.

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